Essential Money Tips

Simple steps, smart choices, and endless inspiration for a better financial future
 

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Building an emergency fund: 3 tips to get started

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When building an emergency fund, it’s recommended to stash enough money to cover at least three to six months of necessary expenses. This ensures you can cover the essentials should an unexpected life event happen, like being laid off or put on short- or long-term disability. However, it's not a bad idea to save for more than six months of expenses, according to financial coach Tanya Taylor. Read more

Simple tips to avoid bank fraud and keep your money (and data) safe

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Three in 10 bank customers experienced fraud on their account, sent money to scammers on payment app, saw unauthorized purchases on statements or had money flat-out stolen from their accounts. Read more

12 Easy Money Saving Travel Tips

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Travel can be expensive, whether it's high gas prices during your road trip or increasing travel demand causing hotel and airline costs to rise. But it doesn't have to be as costly as you might think with these 12 tips for saving money on travel. Read more

5 Little-Known Ways to Save Money at Costco

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Just having a Costco membership opens the door to all kinds of savings that you probably had no idea were even possible. But did you know that there are even more ways to save at Costco? It's true. Between coupon stacking, cash back offers, and even more savings when purchasing direct from Costco, there are even more ways to stretch your budget without breaking a sweat. Here are my top five favorites. Read more

Frugal People Are Sharing Their Best Money-Saving Habits

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I love saving money, but sometimes, the things people swear will save you some cash can be so time-consuming that I wonder how anyone finds the time. I selected this Reddit thread of frugal people sharing their easiest money-saving habits so you can get inspired. Read more

How the Lottery Works, and Is It Worth Playing?

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Playing the lottery can be fun, especially when the potential payout is enormous. For as little as a dollar or two, you have the potential to become a billionaire. And the lottery is also big business.
According to the North American Association of State and Provincial Lotteries, which represents 53 lottery organizations across North America, U.S. lottery sales totaled more than $113 billion last year. Read more

Best High-Yield Savings Accounts

The best high-interest savings accounts will have a strong interest rate, good perks, and national accessibility. The top options also offer no monthly maintenance fees and low minimum opening deposits.

Bitcoin has smashed records. Should you invest?

As bitcoin becomes more mainstream and clears new records, is it time to join the party? Proceed with caution.

Why Mortgage Rates Are So High?

Mortgage rates haven't moved much after jumping up last month, and it's unclear when they'll go back down. Why are rates so high? Blame the strong economy. 

5 Side Hustle Business Ideas

Advancements in technology have made it more convenient to earn money on the go and generate additional income from home, eliminating the need for a second job outside the house.

Best Cheap Vacations in the U.S.

Whether you're seeking a fun national park adventure, a beach escape or a small-town getaway, there are plenty of budget-friendly vacation options in the U.S. to visit.

How much should I save each month?

Saving money is key to financial success, helping reduce stress and avoid debt. To determine how much to save, consider your income, essential expenses, and savings goals, as there’s no universal formula.

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